The Best Online Savings Accounts in January 2019. High Rate: Goldman Sachs Bank USA – 2.25% APY, no minimum balance (but no ATM access) High Rate: Synchrony Bank – 2.20% APY, no minimum balance (and ATM access) High Rate: Barclays Bank – 2.20% APY, no minimum balance. High Rate: American Express National Bank – 2.10%
A good place to start is the top IRA accounts, once you have a cash cushion in a high-yield savings account. Marcus by Goldman Sachs, 2.25% APY. Citizens Access, 2.35% HSBC, 2.22% APY. Barclays Online Savings, 2.20% APY. American Express National Bank, 2.10% APY. CIT Bank Savings Builder, 2.45% APY.
Compare: Best high-yield savings accounts. CIT Bank: 2.45% APY, $100 monthly minimum deposits for APY. MySavingsDirect: 2.40% APY, $1 minimum deposit for APY. CIBC Bank USA: 2.39% APY, $1,000 minimum deposit for APY. Vio Bank: 2.37% APY, $100 minimum deposit for APY. Popular Direct: 2.36% APY, $5,000 minimum deposit
Compare savings accounts and high-interest savings accounts to find the best rates. Start by looking at high-yield accounts here.
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High-yield savings accounts are bank accounts that earn you a higher interest rate for deposits than a traditional savings account. You might